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How to buy property in Apple Gardens?

When you decide to take advantage of the fantastic investment opportunities and lifestyles on offer with Apple Gardens, please contact us or call 0845 074 2900.

We are happy to answer in detail any questions you have and to assist with selecting your property site. Buying in Morocco involves five simple stages and as we are one of the few developers to operate fully under VEFA regulations, your investment is guaranteed and protected at every stage.

Stage one: Choosing your property

To secure the plot of your choice requires a fully refundable €5,000 administration deposit. Should you change your mind at any stage within 90 days, this amount will be refunded to you, with no question asked. This money will be returned to you once you complete the second stage. We can assist with organising your travel to Apple Gardens if you have not previously visited the area.

Stage two: Reservation contract

You will sign a reservation contract that will gather all the important information regarding your property: the price, the size of the land and the purchasing process.

Should you need a mortgage, as the process to obtain a mortgage can be long, we recommend that you contact us as soon as possible to help facilitate.

21 days following the signing of the reservation contract, you will need to pay a 20% deposit.

Stage three: Compromis de Vente (Preliminary Sales Agreement)

We recommend you appoint a Solicitor specialising in international property law for this contract stage.

A further payment of 20% is due for the signing of the Compromis de vente that can take place only once the “completion of foundations” stage of construction is reached. For your information more than 80% of the Villas have reached this stage.

These amounts are secure as they are guaranteed by the bank, under VEFA regulation.

Stage four: Interim Construction

Further funds are required only when each stage of the construction has taken place (interim payments 1-4). Payments will be made either by yourself or by the bank if you have a mortgage. Once again you will receive a bank guarantee for each payment transferred.

Stage five: Completion & Ownership

Once the property is completed and the final 10% payment is made, you will be entitled to sign the final deed that will make you the owner of your property in Marrakesh!

Payment schedule
	Amount	Description
Reservation Deposit	€5,000	To be paid on the date of this Agreement and returned by CSDS within 21 days from the date of the Preliminary Sales Agreement or 90 Days from the date of this Agreement if the purchase is cancelled
Deposit Payment	20%	Payable within 21 Days from the Date of this Agreement and on the signing of the Escrow Agreement. To be held by Client’s Lawyer or the Moroccan Notary
Preliminary Sales Agreement Payment	20%	Payable on signing of the Preliminary Sales Agreement – Buyer to ensure that the money is available for the date the PSA is to be signed.
Interim Payment 1	20%	To be paid within 21 days of the Buyer receiving notification from the Seller that the roof flooring of the Property is complete
Interim Payment 2	20%	To be paid within 21 days of the Buyer receiving notification that the walls of the Property are complete
Interim Payment 3	10%	To be paid within 21 days of the Buyer receiving notification that the fixtures and fittings of the Property are complete
Final Payment	10%	To be Paid when Title is transferred to the Buyer on registration of the Final Sale Agreement - Buyer to ensure that the money is available for the date the FSA is to be signed.

For more information call CSDS today on 0845 074 2900 or email: info@moroccanpropertyforsale.com

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